Schubart & Dulgeridis Schubart & Dulgeridis Research · People · Transformation
Edited volume · Springer Gabler · Q4 2026

Finance Evolution.

The evolution is already under way. The question is not whether it happens — but how we shape it.

Our first edited volume brings business models, technology, leadership, governance and social responsibility together into a curated architecture of change.

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Book cover: Finance Evolution — Strategies, Technologies and Responsibility of Banks, Insurers & FinTechs in Transition. Edited by Marcel Dulgeridis, Florian Perst and Constantin Schubart, Springer Gabler
Five parts

From the customer through technology to people — and on to responsibility.

Five parts move from the evolution of business models through processes & technology and leadership & capabilities to regulation & governance, and finally to social responsibility.

  1. 01

    Evolution of business models

    The customer becomes an active driver of change. Digital financial services, younger target groups and data-driven distribution approaches are reshaping the role of established institutions.

    Customer · Trust · Competition
  2. 02

    Evolution of processes and technology

    Automation and anticipation become central levers of modern finance organisations, linking efficiency with strategic innovation.

    AI · RPA · Analytics · Valuation
  3. 03

    Evolution of leadership and capabilities

    Transformation only succeeds when people, skills and culture grow with it — from future skills to resilience to new models of leadership.

    Leadership · Skills · Culture
  4. 04

    Evolution of regulation and governance

    Fairness, transparency and equal opportunity become strategic design questions in data-driven financial systems.

    Governance · Compliance · AI systems
  5. 05

    Evolution of social responsibility

    The closing part widens the lens to sustainability, values, financial inclusion and the industry's responsibility for participation.

    Sustainability · Inclusion · Participation
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Who it's for

A compass for those who don't just watch transformation happen.

Practice

Orientation, not a trend list

The volume shows where business models, processes, leadership and governance need to be rethought.

Scholarship

An interdisciplinary foundation

Business, technological, regulatory and societal perspectives brought into a single space for discourse.

Decision-makers

Food for thought, not off-the-shelf answers

Principles, perspectives and concrete approaches for organisations charting new paths.

Editorial team

Three editors. One standard.

Prof. Dr. Constantin Schubart
Prof. Dr. Constantin Schubart Strategy · Leadership
Prof. Dr. Marcel Dulgeridis
Prof. Dr. Marcel Dulgeridis Finance · Transformation
Dr. Florian Perst
Dr. Florian Perst Innovation · Research
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Publication Q4 2026, planned
Publisher Springer Gabler
Format Edited volume
Language German
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